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Fixed Term Deposit Account

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Grow Your Savings with Confidence

Choose a Croí Laighean Credit Union Fixed Term Deposit Account and take control of your savings. Lock in a fixed interest rate of 3.75% (AER: 1.5%) for the full term and enjoy guaranteed growth — no surprises, just solid returns you can count on.

Have a lump sum or funds sitting in your Share Account? Move them into a Fixed Term Deposit and start growing your savings with confidence. It’s a smart, reliable way to get more from your money.

We also offer a range of savings accounts with zero set-up, maintenance, or transaction fees — including our Share Account, Family Savings Account, and Children’s Savings Account for kids aged 7 and up.

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Competitive interest rate of 3.75% (AER: 1.5%)

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No set up charges, maintenance, or transaction fees

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Ideal for helping to achieve savings goals

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Available to new and existing members

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Secure fixed term of 30 months

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Single lodgement only

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Deposits up to €100,000 (combined) are covered under the Deposit Guarantee Scheme.

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Open A Fixed Term Deposit Account

Round #2 Now Open

To avail of the Fixed Term Deposit Account, you must be an existing member, or either live or work in our common bond.

To register your interest, simply fill out the form below.

Fixed Term Account Benefits

Fixed Interest Rate

Our Fixed Term Deposit Account offers a secure way to grow your savings with a guaranteed interest rate of 3.75% (AER: 1.5%) over 30 months. It is an excellent option for those who want to ensure their money works for them without the risk associated with other investment types.

Deposit Guarantee Scheme

All deposits up to a combined value of €100,000 are covered by the Deposit Guarantee Scheme.

Supporting Your Community

As a not-for-profit Credit Union, we invest our profits into our local community. So, when you save with Croí Laighean Credit Union, you are investing in your community, contributing to its well-being.

where we serve

Everyone at Croí Laighean Credit Union is united by a Common Bond. If you live or work in any of the towns and communities below, you’re eligible to join — it’s common sense to keep it local.

Not sure if you’re eligible to join? If you don’t see your town listed, use the eligibility checker below

Towns & Communities We Serve

Not sure if your address qualifies? Use the eligibility checker above — if you don’t see your town listed, get in touch and we’ll confirm.

Everything you'd expect from a bank. And then some.

Am I eligible to join Croí Laighean Credit Union