Join Us
Why Join Us
Am I eligible to join the Credit Union
What we do best
Loans
From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans at the best rates to suit your needs and repayment ability.
Savings
When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.
Current Account
The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.
Insurance
Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair insurance quote every time.
Member benefits
We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.
Community support
We have donated over €1,000,000 to the local community over the last 10 years and as we grow, we will have more to contribute.
Application Process
*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.
Submit your details through our online application form
Download the ID Pal mobile app, submit your ID & documents
Our Membership Team will contact you to open your account
Receive your new account details & Member Pack
What Do I Need To Join?
If you live or work within our Common Bond area you’re halfway there!
Standard Share Account (16+)
- Proof of ID, e.g. driving licence or passport (PPS cards cannot be accepted as proof of ID)
- Proof of address, e.g. utility bill or bank statement issued within the last six months
- Proof of PPS number, e.g. payslip, letter from Revenue or medical card
- €5 to lodge to account (Minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card.
Children's Saving Account (7+)
- Birth Cert/ Passport for child – i.e. proof of I.D.
- Proof of PPS No. (Document showing PPS number and name)
- Proof of address for the child e.g. a letter from the school
- Photo ID for a parent/guardian (Current Passport/ Drivers Licence)
- Proof of Address for parent/guardian (Bank Statement or Utility Bill e.g., Electricity/ Gas/ Water/ Phone dated within last 6 months)
- €5 to lodge to account (Minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card.
Family Account, save for your child’s future
Family Accounts are available for parents wishing to save for their children and they are a sub-account of your main share account. To open a Family Account, the parent will need to provide their:
- Proof of ID, e.g. driving licence or passport (PPS cards cannot be accepted as proof of ID)
- Proof of address (utility bill or bank statement issued within the last six months)
- Proof of PPS number (must appear on official documentation, e.g. Child Benefit letter or medical card)
- €5 to lodge to account (minimum Share Balance). Our Membership Team will contact you after you have submitted your application to take this payment by card. This fee is not applicable if you are an existing member opening a Family Account.
Open a Current Account or Switch your Current Account
Our current account is available to members who are residents of the Republic of Ireland, and aged 12 years or over. Parental Consent is required for Members aged under 16 years who wish to open an account.
- To open a current account, you must be a member with online access. Click here to Register for Online Access.
- Once you have online access, log into your account and select ‘Open a current account’.
- If you wish to switch your current account to us, you must be a member and have a Croí Laighean current account. Simply fill out our simple switcher form and we will take care of the rest. To find our more about switching, click here.
Business
Businesses, organisations, clubs, schools, and societies are eligible to join Croí Laighean Credit Union and enjoy all the benefits that credit union membership brings.
Apply online now: https://social.clcu.ie/group-onboarding/
How do I open an Account?
Opening an account is easy – complete our online application form to get started. You will receive a confirmation email which includes a link to the ID Pal mobile app. Simply download ID Pal and use the app to submit your ID documents – our Membership team will be in touch within 1 business day* to finalise your application. You can watch our Application Form Tutorial Video to learn how to complete the online form.
If you are unable to complete an application online, contact us and our Membership team will be in touch. Please note that you must live or work in our common bond to become a member.
*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.
What is the CLCU common bond?
The common bond is the geographical area in which a person must live or work to join Croí Laighean Credit Union. Check out our common bond here.
I have not used my account in 3 years or more. How can I reactivate it?
If an account has not had any Member transactions in the past 3 years, it will be classified as a Dormant Account. If this occurs, you will not be able to make any transactions until it has been reactivated.
To reactivate your account – you will need to complete our online application form, providing your current details. You will then receive a confirmation email with a link to the ID Pal mobile app. Simply download ID Pal and submit your identification documents – our membership team will then contact you within 1 business day* to finalise your application.
*Please note applications may take longer than 1 working day to process during busy periods. If you have lost the link to download ID Pal, please contact membership@clcu.ie.
How do I upload my ID and documents?
When you submit your online application, you will receive a confirmation email. This email includes a link to download the ID Pal mobile app from the Apple and Google Play stores.
Simply download the app and snap pictures of your ID/documents to complete the application process. You can watch our ID Pal Tutorial Video to learn how to use ID Pal.
If you have lost the link to download ID Pal, please contact membership@clcu.ie.
What are your opening hours?
Members have access to their accounts 24/7 online and with their debit card. Our phone lines are open 6 days a week from 9.30am to 4.30pm on 1800 23 24 25 or click here for branch opening hours.
