5 Year Fixed Loan
5 Year Fixed Loan
A 5-year loan from Croí Laighean Credit Union offers you a helping hand when you need it. Life can be expensive – from a new baby to redecorating your home, getting married, needing a garden office, or even consolidating debt so it is easier to manage! We are here to help you enjoy life without breaking the bank – that’s why we offer a fixed 5-year loan on amounts over €15,000 and up to €100,000.
Why choose a 5 Year Fixed Loan
- No set-up fees or hidden charges
- Join and borrow instantly - no waiting period required for members!
- Affordable loans tailored to your repayment ability
- Free Loan Protection Insurance (T&C apply)
- Interest calculated only on the outstanding balance of the loan
- Fair and transparent lending process
Low-Cost Loans
Over €52 million
High Approval
Fair Lending
Ready to borrow? Use our loan calculator to check your repayments and apply – not a member yet? You can join and apply in one go!
loan calculator
- Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. If you are experiencing difficulty repaying your loan, or believe you may in the future, please click here.
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Similar Loans
What is a fixed-term loan?
A fixed-term loan is a loan where the interest rate and monthly payment amount are fixed for the entire term of the loan, so you know exactly how much you will need to pay each month. This can be helpful for budgeting and planning your finances.
Predictability
The fixed interest rate and monthly payment amount can give you peace of mind and help you budget your finances.
Stability
Fixed-term loans can provide financial stability, especially during times of economic uncertainty.
Repayment Example
A 5 year loan of €30,000 over 5 years would cost €588.42pm at a fixed rate of 6% (APR 6.17%). The cost of credit is €4,711.30 and the total amount repayable is €34,711.30.
While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. The loan calculator is for illustrative purposes only, and to give you, the borrower, an overview of the potential cost of borrowing.
Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
where we serve
Everyone at Croí Laighean Credit Union is united by a Common Bond. If you live or work in any of the towns and communities below, you’re eligible to join — it’s common sense to keep it local.
Not sure if you’re eligible to join? If you don’t see your town listed, use the eligibility checker below
Towns & Communities We Serve
- Allen
- Allenwood
- Ballinabrackey
- Ballyfore
- Broadford
- Caragh
- Carbury
- Castlejordan
- Celbridge
- Clane
- Clogharinka / Clogherinkoe
- Clonbullogue
- Coill Dubh
- Confey
- Croghan
- Daingean
- Derrinturn
- Donadea
- Donore
- Drehid
- Dunbyrne
- Edenderry
- Johnstown Bridge
- Kilcock
- Killina
- Kilmeague
- Kilshanroe
- Leixlip
- Longwood
- Lullymore
- Milltown
- Mount Lucas
- Moyvalley
- Prosperous
- Rathcoffey
- Rhode
- Robertstown
- Sallins
- Staplestown
- Straffan
- Ticknevin
- Timahoe
Not sure if your address qualifies? Use the eligibility checker above — if you don’t see your town listed, get in touch and we’ll confirm.
Everything you'd expect from a bank. And then some.
