10 Year Fixed Personal Loan
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10-Year Fixed Loan Suited To You
A flexible 10-Year Personal Loan from Croí Laighean Credit Union offers a little flexibility in your finances while still maintaining some certainty. Whether it’s a bucket list purchase such as a log cabin, that trip of your dreams, converting your garage, or adapting your home, we want to help you make the most of it.
That’s why we offer a 10-year fixed personal loan on amounts from €40,000 up to €100,000. Apply today or work out an affordable repayment plan with our handy 10-Year Loan Calculator. We also offer 5-year and 7-year fixed-term personal loans.
Why choose a 10 Year Fixed Personal Loan
- No set-up fees or hidden charges
- Join and borrow instantly - no waiting period required for members!
- Affordable loans tailored to your repayment ability
- Free Loan Protection Insurance (T&C apply)
- Interest calculated only on the outstanding balance of the loan
- Fair and transparent lending process
Low-Cost Loans
Over €52 million
High Approval
Fair Lending
Ready to borrow? Use our loan calculator to check your repayments and apply – not a member yet? You can join and apply in one go!
loan calculator
- Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. If you are experiencing difficulty repaying your loan, or believe you may in the future, please click here.
Apply for a Credit Union Loan Today
Similar Loans
Why choose a fixed-term personal loan?
You can budget and plan your finances more easily with a fixed-term loan because the interest rate and monthly payment amount are set for the entire term of the loan.
Predictability
The fixed interest rate and monthly payment amount can give you peace of mind and help you budget your finances.
Stability
Fixed-term loans can provide financial stability, especially during times of economic uncertainty such as rising interest rates.
10-Year Fixed Personal Loan Repayment Example
A loan of €50,000 over 10 years would cost €606.83pm at a fixed rate of 8% (APR 8.30%). The cost of credit is €22,807.18 and the total amount repayable is €72,807.18.
While every care has been taken in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. The loan calculator is for illustrative purposes only, and to give you, the borrower, an overview of the potential cost of borrowing.
Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.
where we serve
Everyone at Croí Laighean Credit Union is united by a Common Bond. If you live or work in any of the towns and communities below, you’re eligible to join — it’s common sense to keep it local.
Not sure if you’re eligible to join? If you don’t see your town listed, use the eligibility checker below
Towns & Communities We Serve
- Allen
- Allenwood
- Ballinabrackey
- Ballyfore
- Broadford
- Caragh
- Carbury
- Castlejordan
- Celbridge
- Clane
- Clogharinka / Clogherinkoe
- Clonbullogue
- Coill Dubh
- Confey
- Croghan
- Daingean
- Derrinturn
- Donadea
- Donore
- Drehid
- Dunbyrne
- Edenderry
- Johnstown Bridge
- Kilcock
- Killina
- Kilmeague
- Kilshanroe
- Leixlip
- Longwood
- Lullymore
- Milltown
- Mount Lucas
- Moyvalley
- Prosperous
- Rathcoffey
- Rhode
- Robertstown
- Sallins
- Staplestown
- Straffan
- Ticknevin
- Timahoe
Not sure if your address qualifies? Use the eligibility checker above — if you don’t see your town listed, get in touch and we’ll confirm.
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