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Celebration Loans

With competitive rates and flexible terms, you can borrow what you need, when you need it. Use our handy Celebration Loan Calculator to see just how affordable your monthly repayments could be.

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Apply for a celebration loan today!

Life’s special moments deserve to be celebrated, whether it’s a wedding, a milestone birthday, or any other cherished event. Our Celebration Loan is here to help make those moments unforgettable—letting you plan with confidence and enjoy every step of the journey.

Make your celebrations truly memorable—apply for a Celebration Loan today!

Why choose a CLCU Celebration Loan?

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Low-Cost Loans

Only Pay Interest on What You Owe
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Over €52 million

Invested in Members' Dreams Last Year
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High Approval

Most Loan Applications Are Approved
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Fair Lending

You Always Get a Fair Decision

Ready to borrow? Use our loan calculator to check your repayments and apply – not a member yet? You can join and apply in one go!

loan calculator

CALCULATOR EMBED GOES HERE

Apply for a Credit Union Loan Today

1

Tailor the Loan to suit your repayment ability

3

Upload the required documents

Similar Loans

Repayment Example

A celebration loan of €10,000 paid over 5 years with 60 monthly installments will cost €212.43 per month at a variable rate of 9.99%(APR 10.46%).

The total amount you pay is €12,741.54. The cost of credit is €2,741.54. Variable rates may increase, which would cause the cost of credit to increase.

While every care has been taken in producing this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Rates are correct as of 1/07/2026 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

 

Frequently Asked Questions

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Have a Question?
Can I pay off a lump sum or clear the celebration loan?

You can pay off a lump sum or clear your loan early—perhaps with wedding gifts. Since interest is charged only on your reducing loan balance, you’ll only pay interest on what you owe. Plus, there are no penalties for early repayment. We don’t charge extra for paying off your loan faster!

A Celebration Loan is a personal loan designed to help you fund life’s special events, like weddings, milestone birthdays, anniversaries, or any other important occasion.

Yes, you need to be a member to apply for a loan. However, you can join and apply at the same time—it’s a simple and straightforward process. You don’t need to be a member for a specific length of time or have savings with us to apply.

The amount you can borrow up to €50,000 and it depends on your individual circumstances, such as your ability to repay the loan. We’ll work with you to find a loan amount that suits your needs and budget.

No, there are no hidden fees, and we don’t charge penalties for early repayment. You only pay interest on the reducing balance of your loan, saving you money over time.

You can apply in person, over the phone, or online through our website. If you’re unsure about the process, our team is here to help every step of the way.

At a Credit Union, we focus on your needs, not just profit. You’ll enjoy competitive rates, no hidden charges, and the personal touch of a community-focused lender.

where we serve

Everyone at Croí Laighean Credit Union is united by a Common Bond. If you live or work in any of the towns and communities below, you’re eligible to join — it’s common sense to keep it local.

Not sure if you’re eligible to join? If you don’t see your town listed, use the eligibility checker below

Towns & Communities We Serve

Not sure if your address qualifies? Use the eligibility checker above — if you don’t see your town listed, get in touch and we’ll confirm.

Everything you'd expect from a bank. And then some.

Am I eligible to join Croí Laighean Credit Union